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The 2023 spring issue of Insights is now available, with articles on finding alternative risk financing options for the commercial market, strategically rethinking reservation of rights letters, determining whether your organization is making the most of its data (and how it could do so, if not), considering liability for gun violence, and understanding the fronting market. Plus, just in time for Ethics Awareness Month, our CPCU View explores the art of ethical negotiations and our Committee Corner examines the CPCU Society Ethics Committee.